Marriage Palaver! How Financial Stagnancy Can Destroy Your Relationship – Sarah Olutade
A lot has to be considered before going into a romantic relationship that will lead to marriage, as marriages fail due to little foxes and secrecy between partners which shouldn’t continue.
To begin, the need for financial transparency should be introduced, because that’s what the union is all about, and the possibility of becoming husband and wife, therefore, necessitates talks and views of this very sensitive aspect of their lives.
I will advise that money questions in a relationship need to be treated with all the seriousness it deserves. Your ability to build a formidable financial position in your marriage is a commendable achievement as it will go a long way; a real direction to follow to make a happy home.
Below are a few financial topics you must ask about in your relationship talk with an intended partner;
1. Credit Status: This refers to the money under your control, partners should be open about their financial status, and this doesn’t make the partner materialistic. This can boost the level of trust between them.
A good relationship talk which gives insight into this status, will, in turn, save the marriage unnecessary hassles in the long run. Whichever way you choose to look at it, it feels good and safe to have guaranteed financial days ahead.
2. Debt Status: This involves any money being owed by each of the party. Enquiring into the debt status of your would-be spouse is not too much of a question to ask. It’s expected that you should know because once you both are married, it becomes a shared liability, so it is always good to stay safe.
People have different perception about money. It therefore depends on the parties involved to be at least transparent in dealing with their debt status.
Some people will rather walk away from the relationship than fixing debt issues, and as the saying goes a broken relationship is better than a broken marriage.
3. Spending Plan/Budgeting:
Enquiry into the supposed spending plan of your partner should not be seen as being nosey. People have different perceptions when it involves budgeting and planning, ask about their spending plan if you really care and expect a balanced financial future.
4: Next of Kin: This is one of the most delicate issues. Some people still believe we are in the era where love is blind, and things are meant to happen naturally. Who is called a next of kin? To this great question, a next of kin is your closest relative who you choose to be contacted in cases of emergency, and a beneficiary to your estate in the event of death.
Your next of kin as a single person could be one of your relatives, but when marriage comes in, both of you are expected to be each other’s next of kin, though things could take different shapes when you start having babies.
Note that asking this question must not be on the altar of exploitation of any kind, otherwise the aim is defeated.